5 Health Insurance Traps

I’m still on my health insurance rant. How many ways can the health insurance system screw you? If you’re a health insurance user, chances are you’ve been scammed, duped, or basically not given the coverage that you paid for because the health insurance system in this country has been intentionally/unintentionally designed to make sure that you won’t know how to use it and getting enough reliable information to avoid costly errors is practically impossible. I’m sharing so that hopefully the same thing doesn’t happen to you. Here are five things I’ve been screwed on: #1 Health insurance representatives and provider … Continue reading 5 Health Insurance Traps

Sticky post

Health Insurance Plan Comparison Spreadsheets

Recently, we were choosing between a variety of health insurance plans. Before I thought to look online, I had already made my own, but I guess that’s all well and good because it was a nice, eye-opening experience to think through the ridiculous rules of each of the health insurance plans myself.  Later on, I found a few different health plans spreadsheets online that I thought were helpful and collected the links here. There are also various calculators and comparison widgets on health websites, but they hide the logic and calculations they’re using to compare, so it’s not as useful. … Continue reading Health Insurance Plan Comparison Spreadsheets